Enniscorthy Motor Company | Used Cars Enniscorthy | Used Cars Wexford

Apply For Finance

At Enniscorthy Motor Company we have trained finance specialists who pride themselves in offering outstanding customer service and assisting customers in finding the right funding solution to suit their pocket and individual circumstances. With clear agreements and competitive finance packages available to suit your needs, we’re confident we can help you get something special on your driveway.

Finding the right purchasing agreement is as important as selecting the right vehicle.

With this in mind, we have designed several attractive finance packages to make things that much easier.

What is Personal Contract Purchase (PCP)?

Personal Contract Purchase (PCP) is a finance product that allows you the opportunity to buy a new or a used car.

It is similar to a Hire Purchase agreement as you will usually pay an initial deposit, followed by monthly instalments over a term typically between 18 to 48 months.

What makes PCP different to Hire Purchase (HP) is that your monthly instalments are paying off the depreciation of the car, and not its entire value, over the course of the term. Then, when you get to the end of your agreement, there is a final, balloon payment that must be made if you want to keep the car. The balloon payment is often referred to also as the Guaranteed Future Value (GFV).

What is Hire Purchase (HP)?

Hire Purchase is a way to finance buying a new or used car. You will normally pay an initial deposit and will pay off the entire value of the car in monthly instalments. When all the payments are made, the Hire Purchase agreement ends, and you own the car outright.

Find out more about finance by getting in touch with us:

053-9252100

[email protected]

Vehicle Finance Application

* Indicates required fieldWhat happens if I fill in the form?

Contact Details Step 1 of 3

Title *

First Name *

Surname *

Mobile Number *

Email *

Choose a Vehicle:

Make:
Model:
Year:
Mileage:
Retail Price: ---

I agree to share my contact details with the seller

Finance Calculator Step 2 of 3

Retail Price:

Do you have a Trade-In?

Cash Deposit:

Estimate Trade-In:

Outstanding Loan:

Total Deposit:

Total Finance Amount:

Trade-In Car Registration Number:

Term

repayments of ---

Summary

Finance Type: Hire Purchase
Retail Price:
Your Deposit:
Finance Amount:
Interest Rate:
Minimum Deposit Percentage:
Document Fee: 75.00
Completion Fee: 75.00
Term:
Total Cost of Credit:
Total Amount Payable:
Representative APR:
Monthly Repayments:

Finance Config

name: Finance Ireland
rate: 11.20
higherRate: 11.20
lowerRate: 8.95
depositPercentage: 10.00
lowerDepositPercentage: 10.00
higherDepositPercentage: 20.00
minCarValue: 0.00
lowerMinPrice: 4000.00
lowerMinYear: 7
higherMinPrice: 4000.00
higherMinYear: 12
minCarYear:
roundedMonthlyPrice: 0
providerID: 1
showWeeklyPrice: 1
showMonthlyPrice: 1
showFinance: 0
repaymentTerms:
CIfinanceFlag: 1
dealerFinanceEnabled: 1
providerImage: https://motorlib.carsireland.ie/ci-default/provider-logos/firstauto.png?10001
showRepApr: 1
showStdApr: 1
documentFeeText: Document Fee
documentFeeAmount: 75.00
completionFeeText: Completion Fee
completionFeeAmount: 75.00
financeFormHeader: Vehicle Finance Application
calWarningText:
hirePurchaseText: Hire Purchase
financeHoverMessage: Hire Purchase is a traditional form of car finance which is structured to suit your budget with fixed monthly payments throughout the agreement. At the end of the agreement and once the final payment is made, you then own the car. Other finance offers may be available, please visit the Competition and Consumer Protection Commission website for independent advice on the product.
whatHappensForm:
hasCustomDepositPercentage:
hasCustomRate:
dealerID: 72112
apr_asterix:

Personal Details

Title *

First Name *

Surname *

Telephone *

Customer Email *

Date of Birth *

Gender *

Place of Birth *

Marital Status *

Maiden Name

House name or number *

Street *

Town *

Eircode *

County *

Time at this Address (in Years) *

Time at this Address (in Months)

Previous address name or number (if less than 3 years at current address)

Previous street

Previous address town

Previous Eircode

Previous address county

Residential Status *

Number of Dependants *

Monthly Rent/ Mortgage *

Living Expenses *

Who do you normally bank with

If other bank, Please specify

PPS Number *

Employment Details

Occupation *

Employer *

Address name or number (Work) *

Street *

Town *

Eircode

County *

Telephone (Work) *

Employment Status *

Time with Employer (in Years) *

Time at this Employer (in Months)

Previous Employer Name (if less than 3 years with current employer)

Time with previous employer (if less than 3 years with current employer)

Previous occupation (if less than 3 years with current employer)

Monthly Income after Tax *

Loan Details

Select your Vehicle *

Car Price

Year of Car

Vehicle Make

Vehicle Model

Vehicle Variant

Vehicle Kilometers

Cash Deposit

Estimate value of your trade in

Outstanding loan on your trade in

Data Protection and Consents

Important Information

Warning: If you do not meet the repayments on your hire-purchase agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL.

Warning: You may have to pay charges if you pay off a hire-purchase agreement early.

Intermediary Commissions: Finance Ireland Motor & Leasing may pay the car dealer commission for assisting in arranging this finance agreement. Commission rates and interest rates may vary between car dealerships.

Click here to read important legal information, regulatory notices and details on how commissions are calculated.

The interest rate displayed is for illustrative purposes only. The interest rate that will apply to your PCP/HP agreement may differ and will be based upon your financial profile and credit history that will be assessed as part of the application process.

Logo

Description automatically generated

Motor Finance is arranged by Finance Ireland Credit Solutions DAC t/a Finance Ireland Motor & Leasing and Polestar Financial Services (“we”/”us”).

In assessing your application, we may use your personal data to assess your ability to make the repayments under the motor finance agreement and to perform a credit check on you with the Central Credit Register. The Central Credit Registry will keep a record of our enquiry about you.

The information you provide will be transferred to and stored on a secure server in the European Economic Area (“EEA”). You can find further information about how and why we use your personal data and the rights that you have in relation to it, including details of the Credit Reference Agencies from whom we obtain, and to whom we pass information about you at https://www.financeireland.ie/privacy-policy .

NOTICE: Under the Credit Reporting Act 2013 lenders are required to provide personal and credit information for credit applications and credit agreements of €500 and above to the Central Credit Register. This information will be held on the Central Credit Register and may be used by other lenders when making decisions on your credit applications and credit agreements.

The Central Credit Register is owned and operated by the Central Bank of Ireland. For more information, including on how your data is processed, see www.centralcreditregister.ie .

Tick here to confirm consent by applicant * I consent to the details of my finance application being sent to Finance Motor & Leasing and BYD Wexford. *

Tick here to confirm consent to submit to Finance Ireland Motor & Leasing *

Tick here to confirm confirm you are over 18 years of age *

version : 1.3 form : 11668496